IBM · One Microsoft Practice · Financial Services

Architecting intelligent financial systems, from presales to production

Enterprise Data & AI Solution Lead at IBM's One Microsoft Practice, focused on Financial Services. I design and deliver applied AI, agentic systems, and real-time data architectures on Databricks & Microsoft Fabric. I turn complex requirements into production-grade solutions that win deals and drive measurable outcomes for banking, capital markets, and insurance.

Expertise at a glance

Where I focus, and the point of view behind each area. Hover or tap a card to read the full take.

Applied AI & Agentic Systems

The model was never the hard part

  • Multi-agent orchestration
  • Typed, auditable handoffs
  • Human-in-the-loop by design

Frontier models change every few weeks; the architecture should not. I design agentic systems where the model is a swappable component and the schemas, gates, and audit trail are the fixed part. The systems that reach production in a bank are not the most autonomous ones. They are the ones an examiner can inspect.

KYC/AML agents Trade surveillance Regulatory copilots Claims triage
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Real-Time ODS & Analytics

The micro-batch era is ending

  • Streaming ODS design
  • Intraday risk & P&L
  • Sub-second decisioning

Extended trading hours and T+1 settlement turned a minutes-behind operational data store into a liability. With Databricks Real-Time Mode and Lakebase generally available, the real-time ODS is now an architecture decision, not a research project. I design the streaming path so intraday risk, position, and P&L are current the moment someone asks.

Intraday risk Position management Real-time P&L Streaming analytics
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Databricks & Fabric Platform

The "which one" war is over

  • Hybrid lakehouse design
  • One governance layer
  • Fabric + Databricks interop

At FabCon 2026, Microsoft and Databricks started dissolving the boundary between their platforms. The question stopped being which one to pick and became how to govern both. I design hybrid lakehouse architectures with a single governance layer across Delta, Unity Catalog, and OneLake, so engineers and analysts work from the same data without a copy war.

Delta Lake Unity Catalog Mosaic AI Fabric OneLake
Platform deep dive

Presales & Solution Engineering

Technical clarity wins the deal

  • Reference architectures
  • Live demos & POVs
  • RFP and POC leadership

Most enterprise AI deals are not lost on price. They are lost on a buyer who cannot picture the system running in production. I lead technical discovery, reference architecture, and live demos that turn a vague ambition into something a risk committee and a CFO can both approve.

Enterprise banking Capital markets Insurance Wealth management
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Data Engineering & Pipelines

The unglamorous layer that decides everything

  • Event-driven pipelines
  • CDC from core systems
  • Traceable semantic models

Agents and dashboards get the attention; the pipeline underneath decides whether either can be trusted. I build production data engineering for financial workloads: trade capture, market data ingestion, change data capture from core banking, and semantic models an examiner can trace back to source.

Trade capture Market data Core banking CDC Regulatory reporting
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Governance & Compliance

Trust is an architecture, not a policy

  • Model risk management
  • Lineage & audit by default
  • SR 11-7 / SS1/23 readiness

In a regulated institution, governance is not paperwork applied after the build. It is access, lineage, model risk, and now cost, designed in as first-class dimensions. As spend controls join access and audit inside the platform itself, the governed surface only grows. I design for the examiner from the first sprint.

Model risk (SR 11-7) Data lineage SOX / SOC 2 Fair lending
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Partner Ecosystem

Two platforms, one architecture

  • Joint solution design
  • Co-sell & co-build
  • Partner-funded POCs

IBM's One Microsoft Practice and the Databricks partnership are most useful to a client when they arrive as one coherent architecture, not two vendor pitches. I drive joint solution design and co-build motions that keep the client's outcome ahead of either logo.

Databricks partner Microsoft co-sell Joint POCs GTM alignment
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Where I operate today

At the intersection of applied AI, data platforms, and financial services delivery.

IBM · Enterprise Data & AI Solution Lead, Financial Services (Microsoft Practice)

Present

I lead solution architecture, presales, and delivery for Data & AI in financial services inside IBM's One Microsoft Practice. The brief: turn complex regulatory and capital-markets requirements into production systems on Databricks and Microsoft Fabric, and win the work that gets there.

  • Designed agentic AI for banking, capital markets, and insurance clients on Azure OpenAI and Databricks Mosaic AI. Patterns shipped to production: KYC/AML automation, trade-surveillance agents, regulatory copilots, claims triage. Each system ships with audit trails and model-risk controls aligned to SR 11-7.
  • Architect real-time operational data stores on Databricks and Microsoft Fabric for intraday VaR, position management, and P&L aggregation. Sub-second SLAs to risk desks and front-office traders.
  • Run technical presales for enterprise financial accounts: discovery, competitive positioning, live demos, POC design, and Good/Better/Best proposals that have closed multi-million-dollar engagements.
  • Drive IBM's Databricks and Microsoft co-sell motion in financial services through joint solution plays, partner-funded POCs, and go-to-market strategies for lakehouse and AI workloads.
IBM Financial Services Agentic AI Databricks Microsoft Fabric Presales

Certifications

Validated expertise across data engineering, applied AI, and cloud platforms.

Databricks Certified Data Engineer Professional

Advanced lakehouse design, optimization, and governance skills for production workloads on Delta Lake and Unity Catalog.

Databricks Certified Generative AI Associate

Hands-on proficiency with retrieval-augmented generation patterns, agentic architectures, and responsible LLM delivery.

Databricks Spark Developer

Expertise in building resilient Spark applications tuned for scalability and performance at financial-grade SLAs.

Azure Data Engineering

Designing and orchestrating modern data platforms across Azure Synapse, Fabric, and related services for enterprise workloads.

Azure AI Fundamentals

Grounded understanding of Azure AI services, ethical considerations, and deployment best practices for regulated industries.

Featured projects

Recent initiatives delivering applied AI and real-time data solutions for financial services enterprises.

Agentic AI Banking

Agentic KYC/AML Document Processing Platform

Multi-agent system that automates know-your-customer and anti-money-laundering document review. It extracts entities, cross-references watchlists, and generates risk assessments with full audit trails. Reduced manual review time by 60%.

Discuss this project
Real-Time ODS Capital Markets

Intraday Risk & Position Management ODS

Streaming operational data store on Databricks + Fabric for real-time position aggregation, intraday VaR calculation, and P&L attribution. Delivers sub-second analytics to risk desks and front-office traders.

Discuss this project
Applied AI Insurance

Intelligent Claims Processing & Advisory Copilot

AI-powered claims triage and adjuster copilot built on Azure OpenAI and Databricks Mosaic AI. Automates document intake, damage assessment, and settlement recommendations with compliance guardrails.

Discuss this project

Latest articles

Insights on applied AI, financial services technology, and the data platforms shaping 2025–2026.

11 min read · Point of View

Responsible AI on Databricks: Taking a Bank's Agent to Production

An architect's point of view: walking a KYC agent from a notebook to production on the Databricks agentic stack, built with Agent Bricks and governed with Unity Catalog.

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8 min read · Point of View

AI Spend in Financial Services: Cost Just Became a Governance Layer

Databricks put AI spend controls inside Unity AI Gateway. Why agentic AI cost is non-linear, why an unbounded cloud bill is a governance gap for banks, and how to make AI spend something a risk committee can approve.

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14 min read · Point of View

Agentic AI in Financial Services: The Model Was Never the Hard Part

Agentic AI is in production at major banks, and seven frontier models shipped in one quarter. Why the model is the least interesting decision, and compliance engineering is what actually decides who ships.

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12 min read · Point of View

Real-Time ODS for Capital Markets: The Micro-Batch Era Is Ending

Extended 23-hour trading and T+1 settlement turned a minutes-behind operational data store into a liability, just as Databricks Real-Time Mode and Lakebase reached GA. Why 2026 forces the architecture question, and how to answer it.

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12 min read · Point of View

Databricks and Fabric in Financial Services: The "Which One" War Is Over

At FabCon 2026, Microsoft and Databricks began dissolving the boundary between their platforms. Why the Databricks-versus-Fabric question is settled, and why governance discipline is the real problem now.

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11 min read · Point of View

The Next ODS: Databricks Real-Time Mode, IBM's Confluent Acquisition, and What It Means for FS

A personal take on how Databricks RTM, IBM's $11B Confluent deal, and the next wave of ODS architecture fit together for capital markets. What's strategic, what's hype, and what I'm changing in my reference designs.

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